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An Important Change to ACH Payments

This September, you will find that ACH (Automated Clearing House) payments may be processing from your account much more quickly than you have been accustomed to. Meaning, if you schedule a payment with the current day’s date as the processing date, this payment could clear your account as early as 12:00 p.m. or 5:00 p.m. that very same day.

In the past, if you scheduled a payment using that day’s date as the effective payment date, you could expect that the payment would not clear your account until the next morning.

This change is important to account for so you do not find yourself incurring fees associated with overdraft payments or Non-Sufficient Funds returns.

At the credit union, we offer a variety of tools within our Online and Mobile Banking offerings, so you are always aware of the balances in your account(s). If you have not yet signed up for our easy-to-use Mobile Banking app, please take a moment to visit your phone’s app store today!