HD Checking

Choose to earn 2.02% APY!1

"High-Dividend" Checking rewards our loyal members.

With HD Checking, members earn 2.02% APY1 each month that they:

  • Complete a minimum of $250 in debit card purchases
  • Have their net paycheck directly deposited
  • Are enrolled in Online Banking, eStatements and use BillPayer
  • Have an average daily balance of $1,000.00
1No minimum balance requirement. APY (Annual Percentage Yield) earned upon meeting minimum average daily balance of $1,000 or more, minimum of $250 in debit card purchases posted within the calendar month, one electronic (ACH) deposit of at least $100 and monthly use of Online Banking, eStatements and BillPayer (inactivity fees may apply). All requirements must be met on the same account. Dividends of 0.10% APY will be paid on non-qualifying accounts, as long as they maintain a minimum average daily balance of $1,000, and on any portion of the average daily balance above $25,000. Fees may reduce earnings. One account per SSN. Contact Credit Union for details. Federally Insured by the NCUA.

Debit Cards

You can use your Credit Union MasterMoney™ Debit Card at thousands of ATM locations to access your funds 24 hours a day, 7 days a week,1 and make purchases anywhere you see the MasterCard® logo! Funds are deducted from your Checking Account and all transactions are listed on your monthly statement.

You can also enroll in a free optional service called MasterCard SecureCode Activation . This is a free optional service that prompts our cardholders to establish a SecureCode when making a purchase at a participating merchant.

To learn more information about MasterCard SecureCode or to enroll, click here. Be sure to review the Terms & Conditions.

Click here for ATM & debit card FAQs.

1If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.


PictureIt - Your perfect card awaits!

We believe you are one of a kind ... your card should be too! We can help you get the picture that's right for you on your next card.  Here is just a sampling of some great, personalized card options!








An $8 Debit or getcash Card replacement fee will be applied if your card is not expired or up for reissue, and you request a new card design from our Widgey and Sprock gallery.

Surcharge Free ATMs

CU$ Network

You can also make surcharge-free withdrawals at any ATM in Pennsylvania where you see the CU$ logo. TheCU$ Network includes more than 400 credit union locations across the state that have joined together to offer free ATM transactions to all their members. Just look for the CU$ logo or find a surcharge-free CU$ site near you using the ATM locator found here.