Privacy Policy

Please click here for a printable version of our Privacy Notice. 

 

Facts

WHAT DOES WIDGET FEDERAL CREDIT UNION, DBA WIDGET FINANCIAL DO WITH YOUR PERSONAL INFORMATION?

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Widget Federal Credit Union, DBA Widget Financial chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Widget Federal Credit Union, DBA Widget Financial share?

Can you limit this sharing?

For our everyday business purposes —

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes —

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes —

information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes —

information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Who we are

Who is providing this notice?

Widget Federal Credit Union, DBA Widget Financial

What we do

How does Widget Federal Credit Union, DBA Widget Financial protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.

How does Widget Federal Credit Union, DBA Widget Financial collect my personal information?

We collect your personal information, for example, when you

Open an account or deposit money

Pay your bills or apply for a loan

Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

 Federal law gives you the right to limit only 

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • We do not have any affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • For everyday business purposes, the Credit Union may share information with non-affiliate parties such as publishers, printers and mail houses. 

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • The Credit Union occasionally shares information during joint-marketing efforts with partner organizations such as insurance companies.
  • The Credit Union operates a member discount program. The program includes, but is not limited to:  insurance agencies, health and wellness providers, food services vendors, personal service and maintenance providers.