Widget Financial is committed to providing a website that is accessible to the widest possible audience, in accordance with ADA standards and guidelines. We also seek to adhere to other industry standards related to accessibility. To this end, we actively work to increase the usability of our sites. To those who are using a screen reader, or who may otherwise be having any issues accessing this site, whole or in part, please contact us 24/7 at 814.456.6231. All products and services found on this site are also available at all Widget Financial locations.

Home Equity Fixed Loans

Now's the time to put your home equity to use!

From remodeling to ongoing repairs, we have the Home Loan for you!

You can utilize the equity in your home to refinance higher-interest debt you have at other lenders.  What's more, in prior years, some of the interest paid on this loan was even tax deductible! 2  Click here to apply for a fixed-rate Home Equity Loan today.

 2 Please consult your tax advisor for further infomation about the potential deductibility of interest and charges paid on your Home Equity Loan. 

 Apply for a Home Equity Loan


TermFixed Rate As Low AsAPR As Low As1
5 Years2.74%2.740%
8 Years2.74%2.740%
10 Years2.74%2.740%
15 Years3.49%3.490%
1 Annual Percentage Rate (APR) shown is lowest possible APR & includes 1/4% discount for automatic payments, e-statements and a Visa. Interest rate based on creditworthiness, term, lien position and equity in home. Loan must include at least $5,000 new money to the credit union. Maximum loan $200,000. Subject to credit approval. Limited time only; restrictions and conditions apply. Rates subject to change. Consult your tax advisor regarding tax deductibility of interest. Payment and Rate examples are based on a first lien position on your primary residence: Monthly payment on a $50,000 loan at 2.740% APR for 60 months is $892.66. Monthly payment on a $50,000 loan for 96 months at 2.740% APR is $580.60. Monthly payment on a $50,000 loan at 2.740% APR for 120 months is $476.84. Monthly payment on a $50,000 loan at 3.490% APR for 180 months is $357.23. Examples do not include escrows for property taxes or insurance premiums which you will be required to pay separately. 2 Closing Costs: The credit union will pay the typical closing costs at time of loan funding. You may be required to pay the cost of the property valuation upfront. This will be refunded after your loan is closed. No fees will be refunded if the loan does not close. Property valuation typically ranges from $75 to $500 for a single-family home. The following items are not included in the closing cost paid by the credit union: any deed changes or title charges paid to an attorney if necessary, outstanding real estate taxes or homeowner’s insurance, and starting escrow balance for taxes and/or insurance if included in your loan. Closing costs will not be paid by the credit union if your home is listed for sale or you have received this promotion within the last six months. Equal Housing Lender. NMLS#447022

Affordability Calc