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Home Equity Fixed Loans

Now's the time to put your home equity to use!

From remodeling to ongoing repairs, we have the Home Loan for you!

You can utilize the equity in your home to refinance higher-interest debt you have at other lenders.  What's more, in prior years, some of the interest paid on this loan was even tax deductible! 2  Click here to apply for a fixed-rate Home Equity Loan today.

 2 Please consult your tax advisor for further infomation about the potential deductibility of interest and charges paid on your Home Equity Loan. 

 Apply for a Home Equity Loan

 

TermFixed Rate As Low AsAPR As Low As1
5 Years2.99%2.990%
8 Years2.99%2.990%
10 Years2.99%2.990%
15 Years3.74%3.740%
1 Annual Percentage Rate (APR) shown is lowest possible APR & includes 1/4% discount for automatic payments, e-statements and a Visa. Interest rate based on creditworthiness, term, lien position and equity in home. Loan must include at least $5,000 new money to the credit union. Maximum loan $200,000. Subject to credit approval. Limited time only; restrictions and conditions apply. Rates subject to change. Consult your tax advisor regarding tax deductibility of interest. Payment and Rate examples are based on a first lien position on your primary residence: Monthly payment on a $50,000 loan at 2.990% APR for 60 months is $898.17. Monthly payment on a $50,000 loan for 96 months at 2.990% APR is $586.35. Monthly payment on a $50,000 loan at 2.990% APR for 120 months is $482.67. Monthly payment on a $50,000 loan at 3.740% APR for 180 months is $363.47. Examples do not include escrows for property taxes or insurance premiums which you will be required to pay separately. 2 Closing Costs: The credit union will pay the closing costs at time of loan funding. You may be required to pay the cost of the property valuation upfront. This will be refunded after your loan is closed. No fees will be refunded if the loan does not close. Property valuation typically ranges from $75 to $500 for a single-family home. Should any deed changes or title charges paid to an attorney be necessary, or escrows for taxes and/or insurance be included in your loan, these costs are not part of this promotion. Equal Housing Lender. NMLS#447022

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