No Credit Checks!

Get the cash you need, when you need it!

It’s time to get more than just a prepaid card. With getcash you’ll avoid expensive bank fees.

  • NO CREDIT CHECKS REQUIRED
  • Use getcash online and in stores … virtually anywhere MasterCard® is accepted
  • Spend what you deposit, avoiding overdraft charges
  • Get free reloads at any Widget Financial branch, over the phone, online, or through direct deposit
  • Cardholders can check balances and view purchase history online through the Credit Union’s CU Online Home and Mobile Banking platforms

getcash reloadable debit card includes:

  • No sign up, purchase or reloading fees
  • Get live 24/7 FREE support over the phone
  • No fee for card purchases (non-PIN1 transactions2)
  • Up to 4 free PIN1 activated transactions per month
1PIN = Personal Identification Number. 2Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access BillPay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

 

Common usage feesAmount
Point-of-Sale (POS) Transaction Signature Based No Fee
Over-the-Counter Cash Withdrawal at any Widget Financial branch  No Fee*
Monthly Paper Statement (Upon Request) $2.00 (per statement run)
CU$ Network ATM Withdrawal** No Fee*
ATM Balance Inquiry No Fee*
Card Replacement $8.00
Electronic Statements No Fee

 

Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. *Free if within PIN based limit. Over 4 PIN based transactions (including any combination of ATM Withdrawals, ATM Declines, Balance Inquiries and POS PIN based transactions) subject to $1 service charge per transaction. Monthly service fee after one year of inactivity is $1. Non-sufficient funds (card transactions) fee $0. Non-sufficient funds (ACH transactions) $28 per item. **The CU$ Network includes more than 400 credit unions throughout the state of Pennsylvania. Outside of the CU$ Network you may be subject to surcharge fees imposed by the ATM owner.

 

PictureIt - Your perfect card awaits! 

We believe you are one of a kind ... your card should be too! We can help you get the picture that's right for you on your next card. Here is just a sampling of some great, personalized card options! 

   

   

   

   

   

 An $8 Debit or getcash Card replacement fee will be applied if your card is not expired or up for reissue, and you request a new card design from our Widgey and Sprock gallery.

 

Surcharge Free ATMs

CU$ Network

You can also make surcharge-free withdrawals at any ATM in Pennsylvania where you see the CU$ logo. The CU$ Network includes more than 400 credit union locations across the state that have joined together to offer free ATM transactions to all their members. Just look for the CU$ logo or find a surcharge-free CU$ site near you using the ATM locator found here.

Additional ATM locations that are not part of the CU$ Network, but are still free to our membership, include:

CVS Pharmacy 1111 Peninsula Drive, Erie PA 16505
CVS Pharmacy 3800 Pine Avenue, Erie PA 16504
K Mart Shopping Center West           2873 W 26th Street, Erie PA 16506
Target 6700 Peach Street, Erie PA 16509
Millcreek Mall (Macy's Court) 5800 Peach Street, Erie PA 16565
Millcreek Mall (Widget Kidz Zone) 5800 Peach Street, Erie PA 16565