Payroll Card Solution

Provide your employees with a payroll card and eliminate paper checks!

What is getcash?

getcash is a reloadable payroll card without all the fees that functions as a great checking alternative. The getcash card is great for families, online shoppers, young adults and anyone that might have blemishes on their checking history.

What do your employees get with a getcash payroll card?

  • NO credit checks required
  • NO sign up, purchase or reloading fees
  • NO fee for card purchases (non-PIN1 transactions2)
  • Get access to your money without overdraft charges
  • Get free reloads at any Widget Financial branch, over the phone, online or through direct deposit
  • Get account balances online and through our mobile banking app

How to use the getcash card

Get cash at an ATM:
Make surcharge-free withdrawals at any ATM in Pennsylvania where you see the CU$ logo. The CU$ Network includes more than 400 credit union locations across the state.

  • Swipe your card and enter your 4-digit PIN
  • Select “Withdraw from Checking”
  • Enter the dollar amount to be withdrawn

Check your getcash card balance:
Any getcash cardholder can obtain their card balance at WidgetFinancial.com by logging into Online Banking, using our Mobile Banking app, by phone at 814.456.6231 or at any CU$ Network ATM.

Make a purchase at retail locations:
This feature is always free. Always know the card balance before making a purchase.

  • Swipe or present the getcash card to the cashier
  • Select CREDIT and sign for the purchase or select DEBIT and enter the associated PIN
  • Verify the amount of the purchase

Get cash at local branches:
Get unlimited free teller withdrawals at any Widget Financial branch.

  • Present the getcash card to the teller and ask for a cash withdrawal
  • Indicate the amount to be withdrawn. Any amount can be withdrawn up to the full balance on the card
Common usage feesAmount
Point-of-Sale (POS) Transaction Signature Based No Fee
Over-the-Counter Cash Withdrawal at any Widget Financial branch  No Fee*
Monthly Paper Statement (Upon Request) $2.00 (per statement run)
CU$ Network ATM Withdrawal** No Fee*
ATM Balance Inquiry No Fee*
Card Replacement $8.00
Electronic Statements No Fee

 

*Free if within PIN based limit. Over 4 PIN based transactions (including any combination of ATM Withdrawals, ATM Declines, Balance Inquiries and POS PIN based transactions) subject to $1 service charge per transaction. Monthly service fee after one year of inactivity is $1. Non-sufficient funds (card transactions) fee $0. Non-sufficient funds (ACH transactions) $28 per item. **The CU$ Network includes more than 400 credit unions throughout the state of Pennsylvania. Outside of the CU$ Network you may be subject to surcharge fees imposed by the ATM owner. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income, combined with other incentivesd may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly.

 

Frequently Asked Questions

Is a credit check required to get a getcash card? 

We do not check credit or ChexSystems® history. Everyone is eligible for a getcash card.

¹ PIN = Personal Identification Number. 
² Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access Billpay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

Where can the getcash card be used to make purchases?

The getcash card can be used virtually anywhere MasterCard® debit cards are accepted, including catalogue orders, phone orders and internet purchases - millions of locations worldwide.

¹ PIN = Personal Identification Number. 
² Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access Billpay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

Why won't the getcash card work for hotel reservations, flight reservations or pay-at-the-pump gas stations?

All of these transactions are considered “open ended” transactions. This means that the final amount that the merchant will charge is unknown at the time that the card is accepted. There is no way for the merchant to know how much will truly be spent beforehand, so these types of transactions are blocked to prevent people from overdrawing their card. But don’t worry, the getcash card may still be used to pre-purchase gas, just simply go inside to pay for it after the final amount is known.

¹ PIN = Personal Identification Number. 
² Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access Billpay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

Is the getcash card a credit card?

No. The getcash card is a prefunded, payroll card that is loaded with someones pay. Think of it like a checking account without the checks. The amount spent or withdrawn is limited to the available balance on the card.

¹ PIN = Personal Identification Number. 
² Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access Billpay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

How will someone know if their pay has been deposited onto the getcash card?

Funds will be available on each designated payday. The current card balance can be accessed 24/7 through Online Banking at WidgetFinancial.com, our Mobile Banking app or by phone at 814.456.6231.

¹ PIN = Personal Identification Number. 
² Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access Billpay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

What if the PIN to the getcash card is forgotten?

Login to Online Banking at WidgetFinancial.com and follow the steps to reset your PIN.

¹ PIN = Personal Identification Number. 
² Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access Billpay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

What if the getcash card gets lost?

Immediately call 814.456.6231 ext. 118 to report the card lost. The lost card will be deactivated and a new one will be issued. It is critical to do this as soon as you notice your card is missing. In the event that the lost card is used fraudulently, it is covered by the power of MasterCard. The cost of a replacement card is only $8.

¹ PIN = Personal Identification Number. 
² Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access Billpay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

What if there are additional questions about the getcash card?

Help is available 24 hours a day by phone at 814.456.6231.

¹ PIN = Personal Identification Number. 
² Transactions include withdrawals, deposits, transfers, balance inquiries and PIN activated purchases. Over 4 subject to $1 service charge per transaction. $8 replacement fee. Transactions that cannot be made using your getcash card include booking airfare, paying for gas at the pump and making hotel or car rental reservations. The card cannot access Billpay within Online or Mobile Banking. Daily limits include a $305 cash limit at an ATM and a $500 point of sale limit. You cannot deposit funds at an ATM. Standard Credit Union MasterCard, instant issue and check printing fees may apply. Must be a member in good standing to qualify and at least 13 years of age with a parent/guardian. Credit Union may fund getcash accounts with initial $1 member par value on a promotional basis; this income may be reported as taxable income to the IRS. If applicable, the member will receive an IRS Form 1099 accordingly. Federally Insured by the NCUA.

Surcharge Free ATMs 

CU$ Network

You can also make surcharge-free withdrawals at any ATM in Pennsylvania where you see the CU$ logo. The CU$ Network includes more than 400 credit union locations across the state that have joined together to offer free ATM transactions to all their members. Just look for the CU$ logo or find a surcharge-free CU$ site near you using the ATM locator found here.

Additional ATM locations that are not part of the CU$ Network, but are still free to our membership, include:

CVS Pharmacy 1111 Peninsula Drive, Erie PA 16505
CVS Pharmacy 3800 Pine Avenue, Erie PA 16504
K Mart Shopping Center West           2873 W 26th Street, Erie PA 16506
Target 6700 Peach Street, Erie PA 16509
Millcreek Mall (Macy's Court) 5800 Peach Street, Erie PA 16565
Millcreek Mall (Widget Kidz Zone) 5800 Peach Street, Erie PA 16565