Investment and Financial Planning
available through CUSO Financial Services, LP (CFS)
Take your financial dreams to new heights!
With sound financial planning right at your Credit Union.
Whether you’re looking for overall financial guidance, assistance with a specific financial goal, creating a comprehensive financial plan or just getting a second opinion, we’re here to help.
Our CFS Financial Advisor Brad Schwab can provide you individualized service, and is experienced in working directly with members like you. Check the background of this firm on FINRA’s BrokerCheck
To get started designing your plan, contact us today to schedule a free, no-obligation appointment:
Contact Brad Schwab via bschwab@widgetfinancial.com
Call him at (814) 456-6231 ext. 260
Our Planning Process
Our CFS Financial Advisor will help you build a plan that meets all your financial goals. We understand that not everyone has the same goals in mind. We have a unique planning process to creating a financial plan that will help make your goals a reality!


1. Establish Relationship
Getting to know you. What is important to you?

2. Discovery
Snapshot of your current assets. Identify your current goals and concerns.

3. Design
Develop your personalized financial plan.

4. Implement
With your approval we will implement your plan and handle all of the paperwork.

5. Review
Monitor your financial plan on a regular basis.
CONSUMER Sense
Information from Widget Financial and CFS* to help keep your financial life in balance.
Protecting Your Business Against the Loss of a Key Person
Have you thought about how your business would be impacted by the death or disability of you (the owner) or another key employee? It's important that you create a plan to protect your business [...]
How Taxes Impact Your Retirement-Income Strategy
Retirees face several unique challenges when managing their income, particularly when it comes to taxes. From understanding how taxes relate to Social Security and Medicare to determining when to tap taxable and tax-advantaged accounts, [...]
Municipal Bonds: A Tax-Advantaged Way to Put Capital to Work
Municipal bonds are issued by public entities such as state and local governments, health systems, universities, and school districts to help finance the building and maintenance of infrastructure projects such as roads, airports, water [...]