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With a Home Equity line of credit from Widget Financial, you have the flexibility to borrow from the equity in your home as you need it!

Take advantage of our 10 year draw period with two flexible payment options

  • Variable rate with interest-only payments
  • Lock in a fixed rate for a balance of at least $5,000
lock in a low fixed rate
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Steps to using your Home Equity Line of Credit

Step 1

Complete your project using your Home Equity Line of Credit.


Step 2

After your project is complete, lock in a low fixed rate.

Step 3

Make payments on your balance. As you pay, those funds will be available for future purchases on your line of credit.


Application Checklist

Here are a few things we’ll need:

  • How much you want to borrow for your loan

  • How long you’d like to finance your loan

  • Current employment and income (including your employer’s name and contact information)

  • Your valid driver’s license or photo identification.

  • Proof of address (if the address is different from what is on your ID)

  • Recent mortgage statement showing balance and payment breakdown

  • Copy of your homeowner’s insurance declarations page