Home Equity Line of Credit

APR

As low as

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Access the cash you need using your home’s equity!

With a Home Equity Line of Credit from Widget Financial, you get the financial flexibility you need! The revolving line of credit means you have access to the cash you need when you need it.

Take advantage of our 10 year draw period with two flexible payment options

  • Variable rate with interest-only payments
  • Lock in a fixed rate for a balance of at least $5,000

HELOC Rates

Easy-to-access funds

Access your credit line whenever you need funds.

Competitive rates

Enjoy a competitive variable rate with flexible repayment options.

Revolving credit line

Use your credit and pay it back as many times as you would like during the draw period.

Affordable monthly payments

Payments based on the amount you actually use, not on the amount of your line of credit.

Potential tax benefits

Potentially lower your tax bill when you deduct interest paid on your year-end taxes. (Please consult a tax advisor regarding the potential deduction of interest and charges.)

Application Checklist

Here are a few things we’ll need:

  • How much you want to borrow for your loan

  • How long you’d like to finance your loan

  • Current employment and income (including your employer’s name and contact information)

  • Your valid driver’s license or photo identification.

  • Proof of address (if the address is different from what is on your ID)

  • Recent mortgage statement showing balance and payment breakdown

  • Copy of your homeowner’s insurance declarations page