WHAT DOES WIDGET FEDERAL CREDIT UNION, DBA WIDGET FINANCIAL DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
Account balances and payment history
Credit history and credit sources
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Widget Federal Credit Union, DBA Widget Financial chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Widget Financial Credit Union, DBA Widget Financial share?
Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes – to offer our products and services to you
For joint marketing with other financial companies
Four our affiliates’ everyday business purposes – information about your transactions and experiences
We don’t share
Four our affiliates’ everyday business purposes – information about your creditworthiness
We don’t share
For non-affiliates to market to you
We don’t share
Call (814) 456-6231 or go to www.widgetfinancial.com
Who we are
Who is providing this notice?
Widget Federal Credit Union, DBA Widget Financial
What we do
How does Widget Federal Credit Union, DBA Widget Financial protect my personal information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.
We also restrict access to nonpublic personal information about you to those
employees and volunteers who need to know the information to provide products
or services to you.
How does Widget Federal Credit Union, DBA Widget Financial collect my personal information?
We collect your personal information, for example, when you
Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes — information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Companies related by common ownership or control. They can be financial and
We do not have any affiliates
Companies not related by common ownership or control. They can be financial
and nonfinancial companies.
For everyday business purposes, the Credit Union may share information with non-affiliate parties such as publishers, printers and mail houses.
A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.
The Credit Union occasionally shares information during jointmarketing efforts with partner organizations such as insurance companies
The Credit Union operates a member discount program. The program includes, but is not limited to: insurance agencies, health and wellness providers, food services vendors, personal service and maintenance providers
Routing # 243381117 | “APY” refers to “Annual Percentage Yield” | “APR” refers to “Annual Percentage Rate”
Widget Financial is committed to providing a website that is accessible to the widest possible audience, in accordance with ADA standards and guidelines. We also seek to adhere to other industry standards related to accessibility. To this end, we actively work to increase the usability of our sites. To those who are using a screen reader, or who may otherwise be having any issues accessing this site, whole or in part, please contact us 24/7 at 814.456.6231. All products and services found on this site are also available at all Widget Financial locations.