Privacy Policy
Please click below for a printable version of our Privacy Notice.
Facts
WHAT DOES WIDGET FEDERAL CREDIT UNION, DBA WIDGET FINANCIAL DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit sources
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Widget Federal Credit Union, DBA Widget Financial chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Widget Financial Credit Union, DBA Widget Financial share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| Four our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| Four our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
Questions?
Call (814) 456-6231 or go to www.widgetfinancial.com
| Who we are | |
|---|---|
| Who is providing this notice? | Widget Federal Credit Union, DBA Widget Financial |
| What we do | |
|---|---|
|
How does Widget Federal Credit Union, DBA Widget Financial protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you. |
|
How does Widget Federal Credit Union, DBA Widget Financial collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit |
|
What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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