Fixed Rate Home Equity

APR

As low as

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Now’s the time to put your home’s equity to use!

Whether you’re adding on, remodeling your kitchen, or facing ongoing repairs, choose Widget Financial. We have the right Home Equity Loan to help your family.

Lump sum funding

Receive your loan as a lump sum that you can use for almost any purpose. A home equity loan is a good option if you need to make a large, one-time-only purpose.

Competitive fixed rates

Get a competitive fixed rate based on the length of your loan. A home equity uses your home equity as collateral, you could get a lower rate than with credit cards and other unsecured loan options.

Affordable fixed payments

Enjoy the predictability of making fixed monthly payments for the life of your home equity loan. A fixed-rate loan helps make maintaining a regular monthly budget easy.

No or low closing costs

Talk to one of our Financial Service Representatives to see how you can qualify. With a home equity loan through the credit union you could pay little to nothing at closing.

Potential tax benefits

Potentially lower your tax bill when you deduct interest paid on your year-end taxes. (Please consult a tax advisor regarding the potential deduction of interest and charges.)

Home Equity Rates

Application Checklist

Here are a few things we’ll need:

  • How much you want to borrow for your loan

  • How long you’d like to finance your loan

  • Current employment and income (including your employer’s name and contact information)

  • Your valid driver’s license or photo identification

  • Proof of address (if address is different from what is on your ID)