Earn more on your investment!

While enjoying the flexibility and security of a low-risk investment1 tool.


Choose a specified term for your Share Certificate. We offer 6 to 60 month Certificate terms with minimum deposits as low as $1,000 with no monthly fee.

Dividends can be added to the certificate balance or deposited into your Savings or Checking Account monthly. Certificate rates are subject to change.

Plus with an Experience Checking Account you’ll get exclusive certificate rates.

hand with coin
Dividend Calculator

Total with dividends after x months


Widget Financial provides these calculators as tools for your use, based on your inputs about your financial goals and situation. While we draw on historical and current data, please understand that accuracy and timeliness cannot be guaranteed, and past performance does not predict future results. These tools are for illustrative purposes only, not as investment advice. We encourage you to consult with professionals for tailored advice, as Widget Finanacial cannot guarantee the applicability or accuracy of these tools for your individual circumstances. Results assume that interest remains in the certificate for the full term. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances.

Share Certificate Minimum Deposit $1,000

Share Certificate Minimum Deposit $75,000

Share Certificate Minimum Deposit $125,000

1Widget Financial does not provide legal or tax advice.  You should consult your personal financial and/or tax advisor. All rates subject to change at any time without notice.  Federally Insured by the NCUA.

At our Credit Union, members’ shares (deposits) are insured by the National Credit Union Share Insurance Fund. The NCUSIF is an arm of the National Credit Union Administration, or NCUA, which is a federal government agency. Currently, properly established share accounts in federally-insured credit unions are insured up to $250,000. In April 2006, insurance coverage on certain retirement accounts, such as IRAs and Keoghs, was raised to $250,000.

In addition to insurance through the NCUSIF, Widget Financial is one of only 13 credit unions in Pennsylvania that provides all of its members with the benefit of Excess Share Insurance. Widget Financial provides $250,000 of additional private insurance on accounts that exceed the maximum level of insurance coverage provided by the National Credit Union Administration. Therefore, members are automatically insured up to $500,000 per account at no cost.

We are proud to offer this extensive level of safety and security to each of our members. Please contact us if you have additional questions about the level to which your deposits are insured.