What type of Widget Financial Auto Loan are you looking for?
We make car buying easy – we’ve partnered with the best Erie area dealerships for financing. Be sure to insist on us! What’s more, we will provide anyone in our community with a free auto pre-approval. Let us help you get your best auto deal today!
Our main objective is to meet the borrowing needs of our members. Past credit history, ability to repay, work history, outstanding obligations, and acceptable security are the primary factors our loan officers review when approving your loan.
The Member’s Choice Borrower Security Program from Widget Financial is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. This program includes simple eligibility requirements to ease the enrollment process.
Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan. A good rule of thumb is to assume your new vehicle will depreciate more than 20% after the first year you own it, half of which occurs the minute you drive it off the lot.* This leaves a gap between what you owe on your loan and the value of your vehicle if it’s deemed a total loss due to an accident or theft. Our GAP program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan. Plus, it helps you get into your next vehicle by reducing your loan at the credit union by $1,000.