Open your HD Checking account today!

Open an account online

Choose to earn APY!

“High-Dividend” Checking rewards our loyal members.

With HD Checking, members earn APY* each month they:

  • Complete a minimum of $250 in debit card purchases

  • Have their net paycheck directly deposited

  • Are enrolled in Online Banking and eStatements

  • Have an average daily balance of $1,000.00

All Widget Financial checking accounts include:

NO MINIMUM BALANCE

No balance? No problem. $0 can be your minimum balance – free from fees.

NO FEE FOR DEBIT PURCHASES

Use your card with confidence and without fees at millions of merchants, worldwide.

NO MONTHLY FEE

Unlike the other guys, we won’t hit you with a monthly fee for not making deposits.

MOBILE WALLET

More flexibility when using your Visa Debit Card to pay in-store or in-app using your mobile device.

24/7 SUPPORT

Get a real person to answer your questions, no matter the time of day.

MOBILE BANKING

Your most convenient branch, right in the palm of your hand!

LOCAL BRANCHES

We have 7 locations in the Erie community!

ONLINE BANKING

See all of your accounts with one login, even pay all your bills with ease!

You can use your Credit Union Visa Debit Card at thousands of ATM locations to access your funds 24 hours a day, 7 days a week, and make purchases anywhere you see the Visa logo! Funds are deducted from your Checking Account and all transactions are listed on your monthly statement.

ATM & DEBIT CARD FAQS

If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network. An $8 Debit or getcash Card replacement fee will be applied if your card is not expired or up for reissue.

All Widget Financial Visa Cards are available in-branch instantly. That means no more waiting for your card in the mail! You will be able to use your new card at any ATM or retail location as soon as you leave the branch.

These Visa cards are available in minutes at any Widget Financial location:

getcash card
Debit Card
Credit Card
Business Credit Card
Business Debit Card
Health Savings Account Card

Is your card expiring? When your current Visa card expires we will mail you a new card.

CU$ Network

You can also make surcharge-free withdrawals at any ATM in Pennsylvania where you see the CU$ logo. The CU$ Network includes more than 400 credit union locations across the state that have joined together to offer free ATM transactions to all their members. Just look for the CU$ logo or find a surcharge-free CU$ site near you.

ATM Locator

Additional ATM locations that are not part of the CU$ Network, but are still free to our membership, include:

CVS Pharmacy 3800 Pine Avenue, Erie PA 16504
Target 6700 Peach Street, Erie PA 16509
Millcreek Mall (Macy’s Court) 5800 Peach Street, Erie PA 16565
Millcreek Mall (Widget Kidz Zone) 5800 Peach Street, Erie PA 16565

*No minimum balance requirement. APY (Annual Percentage Yield) earned upon meeting minimum average daily balance of $1,000 or more, minimum of $250 in debit card purchases posted within the calendar month, one electronic (ACH) deposit of at least $100 and monthly use of Online Banking, and eStatements. All requirements must be met on the same account. Dividends of 0.10% APY will be paid on non-qualifying accounts, as long as they maintain a minimum average daily balance of $1,000, and on any portion of the average daily balance above $25,000. Fees may reduce earnings. One account per SSN. Contact Credit Union for details. Federally Insured by the NCUA.