Getting a Mortgage is easier than you think!

You’ve found the right home, now we’ll find you the right loan!

Our team will be there for you like a trusted friend. From start to finish we’ll give you expert advice and walk you through the entire process. Wherever you are in the home-loan experience, we’re ready to help.

Make an appointment with one of our Mortgage Specialists today by calling 814.456.6231 ext. 193, or get your Mortgage application started now!

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Mortgage Rates

Rates last updated

30 Year Fixed Rate
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20 Year Fixed Rate
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15 Year Fixed Rate
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97% First-Time Homebuyer
30 Year Fixed Rate

RATE

%

APR

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POINTS

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97% First-Time Homebuyer
15 Year Fixed Rate

RATE

%

APR

%

POINTS

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Calculate your payment

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*Payment and APR (Annual Percentage Rate) are based on a purchase price of $125,000 and loan amount of $100,000. If you have less than 20% down payment or equity, there will be Private Mortgage Insurance (PMI). An escrow account may be required. Interest rates are subject to change without notice. Contact a mortgage originator for details. Subject to credit approval.

Our Mortgage team makes owning your own home easy!

Set a realistic home-buying budget.

Before you set your sights on a home, you should see what your monthly payments could look like and estimate how much you can afford.

Get pre-approved.

Tell us about yourself and where you are in the home-buying journey! We’ll get you a personalized quote right away, and a pre-approval letter you can use while house hunting.

Complete your application and manage documents online.

You can upload, sign, submit documents, and lock in your rate – all online! If you need some extra help in this process you can call us and we will help you through it.

Prepare for closing.

We’ll let you know where to go and what you’ll need to bring. Your closing expert can provide peace of mind should you have any questions beforehand.

Get the keys!

When all the closing paperwork is signed, you’ll get the keys to your new home and can enjoy the next step in your journey!

Your Journey to Homeownership

We’ve worked with our partners at Greenpath to put together an informative guide on the home buying process. “The American Dream” will give you an overview of many of the terms used in the mortgage process, as well as a glimpse into the steps involved.

Download the American Dream Workbook