How to Correct an Error on Your Credit Report

According to the Consumer Financial Protection Bureau (CFPB), credit report errors more than doubled during the coronavirus pandemic. In addition, the CFPB found that many pandemic protections which were designed to help consumers, such as loan forbearance periods on federal student loans and federally backed mortgages, ended up negatively impacting their credit reports as a [...]

By |2022-01-04T08:51:25-05:00January 3rd, 2022|Budgeting, Building Credit, Investment Center|0 Comments

Smarter Spending On Deep-Discount Days

Unless you complete your holiday shopping before Halloween, you might be enticed by Black Friday and Cyber Monday deals. These tips may help you save time and money.   Create a budget. Before you start shopping, establish an overall budget. Make a list of gifts you will need to buy and decide exactly how much [...]

By |2021-11-15T08:40:08-05:00November 15th, 2021|Budgeting, Investment Center, Savings|0 Comments

Year-End 2021 Tax Tips

Here are some things to consider as you weigh potential tax moves before the end of the year. Defer Income to Next Year Consider opportunities to defer income to 2022, particularly if you think you may be in a lower tax bracket then. For example, you may be able to defer a year- end bonus [...]

By |2021-11-15T08:40:08-05:00November 15th, 2021|Budgeting, Investment Center, Taxes|0 Comments

Should You Speed Up Your Retirement Plans?

According to a March 2021 survey, an estimated 2.8 million Americans ages 55 and older decided to file for Social Security benefits earlier than they expected because of COVID-19. This was about double the 1.4 million people in the same age group who said they expected to work longer, presumably due to pandemic-related financial losses.1 [...]

By |2021-11-15T08:40:24-05:00November 15th, 2021|Budgeting, Building Credit, Investment Center, Savings|0 Comments
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