Looking to refinance your Auto Loan from another lender?

Refinance your auto loan for as low as 1.99% APR!1

For a limited time, you can refinance your existing auto loan from another financial institution, and take up to 2% off Widget Financial’s current auto rates!

To get started, visit any of our seven branch locations or contact us 24/7 at 814.456.6231!

Apply Online
1 Get up to 2% off of our already great rate when you refinance your vehicle loan from another financial institution with us.  Your loan must be at least 120 days old. Subject to credit approval. Certain restrictions and conditions apply. The Annual Percentage Rate (APR) disclosed is the lowest possible APR for a refinance of a 2020 or newer auto loan up to a 75-month term; your interest rate will be based on creditworthiness, term, age of the vehicle, mileage, and other factors.  This offer may not be combined with any other offer.  Payment example:  The monthly payment on a $25,000 loan at 1.99% for 75 months will be $384.68 including our Prime payment protection package for the primary borrower.  This offer is for a limited time only; rates are subject to change without notice.  Existing credit union loans are excluded from this offer.

Low rates

With our great rates refinancing your vehicle is a cinch.

Flexible loan terms

We offer a variety of loan terms that fit any budget.

Quick, simple application

We make the process of refinancing your vehicle so quick and easy you won’t even notice the transition.

Refinance from another financial institution and take advantage of rates as low as:

APR as low as*2020 or newer201920182017201620152014201320122009-2011
24 Months1.99%1.99%1.99%1.99%1.99%2.39%2.39%2.99%3.29%3.29%
36 Months1.99%1.99%1.99%1.99%1.99%2.39%2.39%2.99%3.39%3.39%
48 Months1.99%1.99%1.99%1.99%1.99%2.39%2.49%2.99%3.39%3.39%
60-63 Months1.99%1.99%1.99%1.99%1.99%2.39%2.49%3.09%3.49%N/A
66 Months1.99%1.99%1.99%2.19%2.19%2.69%2.69%N/AN/AN/A
72 Months1.99%2.09%2.09%2.49%2.49%2.89%N/AN/AN/AN/A
75 Months1.99%2.19%2.19%2.69%N/AN/AN/AN/AN/AN/A
78 Months2.39%2.59%2.59%N/AN/AN/AN/AN/AN/AN/A
84 Months2.89%N/AN/AN/AN/AN/AN/AN/AN/AN/A
*Minimum loan amount is $7,500 for a 60 month term auto, $10,000 for a 72 month term auto, $12,000 for a 75 month term auto, $15,000 for a 78 month term auto, $20,000 for am 84 month term auto. Rates based on credit worthiness, term and other conditions. Maximum term for 2011 is 60 months. Rates obtained at a dealership may vary from above.

Application Checklist

Here are a few things we’ll need:

  • How much you want to borrow for your loan
  • How long you'd like to finance your loan
  • Current employment and income (including your employer's name and contact information)
  • Your valid driver's license or photo identification
  • Proof of address (if address is different from what is on your ID)