Widget Financial is committed to providing a website that is accessible to the widest possible audience, in accordance with ADA standards and guidelines. We also seek to adhere to other industry standards related to accessibility. To this end, we actively work to increase the usability of our sites. To those who are using a screen reader, or who may otherwise be having any issues accessing this site, whole or in part, please contact us 24/7 at 814.456.6231. All products and services found on this site are also available at all Widget Financial locations.

Loan Rates

Auto Rates

APR as low as1New
2018 or newer
24 Months3.79%3.89%3.99%4.19%4.64%4.94%5.14%
36 Months3.84%3.89%3.99%4.19%4.64%4.99%5.29%
48 Months3.94%4.09%4.19%4.44%4.79%4.99%5.39%
63 Months4.19%4.29%4.39%4.69%4.79%5.09%N/A
66 Months4.29%4.39%4.59%4.89%4.99%N/AN/A
72 Months4.69%4.79%4.99%5.29%N/AN/AN/A
75 Months4.79%4.89%5.09%N/AN/AN/AN/A
78 Months5.29%5.39%5.89%N/AN/AN/AN/A
84 Months5.89%5.99%6.19%N/AN/AN/AN/A
Any vehicle that has been titled is considered a used vehicle. 1Minimum loan amount is $7,500 for a 66 month term auto, $10,000 for a 72 month term auto, $12,000 for a 75 month term auto, $15,000 for a 78 month term auto, $20,000 for am 84 month term auto. Rates based on credit worthiness, term and other conditions.

Auto Calc Refinance Calc 


Recreational Vehicle Rates

Recreational Vehicles 1APR as low as2
Motor homes, ATVs, personal water crafts, snowmobiles, travel trailers,
1If you are looking to purchase a boat, please contact us today to find out what rate would be available. 2Rate shown above based on new vehicle, the rate you will receive is based on credit worthiness, age of vehicle, amount financed, term and other conditions. Terms vary. Please inquire at credit union.

Affordability Calc 


Home Equity Loan Rates

TermFixed Rate As Low AsAPR As Low As1
5 Years2.99%2.998%
8 Years3.49%3.495%
10 Years3.74%3.744%
15 Years4.49%4.493%
1Rates based on equity, creditworthiness, term, lien position and other conditions. Includes maximum potential discounts with current promotion and relationship discount. Relationship discount available for members with automatic payments, e-statements and a VISA credit card account with us. Minimum $5,000 new money to credit union for five year rate; minimum $25,000 new money to credit union for all other promotions. Maximum loan $200,000. Payment example: The monthly payment on a $50,000 loan at 2.998% APR for 60 months will be $898.34. The monthly payment on a $50,000 loan for 96 months at 3.495% APR will be $597.79. The monthly payment on a $50,000 loan at 3.744% APR for 120 months will be $500.19. The monthly payment on a $50,000 loan at 4.493% APR for 180 months will be $382.37. These examples do not include property taxes or insurance premiums which you will be required to pay separately as this loan does not offer escrows.

Affordability Calc 


Home Equity Line of Credit Rates

7-year draw period
15 year repayment period
4.50% - 7.00% variable
1The Annual Percentage Rate is based on certain credit-worthiness criteria. The rate is variable monthly.


Important Disclosures:

Home Equity Initial Disclosure - Variable Rate


Mortgage Rates

View our Mortgage Rates.


Share Secured Rates

Share Secured LoansAPR
Share SecuredShare Rate + 3.50%1
Certificate SecuredShare Rate + 3.50%2
1Up to 60 months 2Depends on certificate term and rate


Personal Loan Rates

TermAPR as low as1
Up to 12 months6.74%
13-24 months7.24%
25-36 months7.74%
37-48 months8.24%
49-60 months8.74%
1Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have a VISA credit card with us, e-statements and automatic payments from your account here.

Affordability Calc 


Personal Line of Credit Rates

TermAPR as low as 1
Revolving Line9.95%
1Rate based on creditworthiness.