Loan Rates

Auto Rates

APR as low as1New
2016-2018
Used
2015-2016
Used
2013-2014
Used
2011-2012
Used
2010
Used
2009
Used
2004-2008
24 Months3.49%3.59%3.69%3.89%4.24%%4.54%4.74%
36 Months3.54%3.59%3.69%3.89%4.24%4.64%4.99%
48 Months3.64%3.79%3.89%4.14%4.49%4.89%5.19%
63 Months3.69%3.89%4.09%4.39%4.69%5.19%N/A
66 Months3.89%3.99%4.29%4.59%4.99%N/AN/A
72 Months4.09%4.19%4.49%4.69%N/AN/AN/A
75 Months4.19%4.39%4.69%N/AN/AN/AN/A
78 Months4.49%4.69%5.09%N/AN/AN/AN/A
84 Months4.89%5.09%5.09%N/AN/AN/AN/A
Any vehicle that has been titled is considered a used vehicle. 1Minimum loan amount is $7,500 for a 66 month term auto, $10,000 for a 72 month term auto, $12,000 for a 75 month term auto, $15,000 for a 78 month term auto, $20,000 for am 84 month term auto. Rates based on credit worthiness, term and other conditions.

Auto Calc Refinance Calc 

 

Recreational Vehicle Rates

Recreational Vehicles 1APR as low as2
Motor homes, ATVs, personal water crafts, snowmobiles, travel trailers,
motorcycles
4.49%
1If you are looking to purchase a boat, please contact us today to find out what rate would be available. 2Rate shown above based on new vehicle, the rate you will receive is based on credit worthiness, age of vehicle, amount financed, term and other conditions. Terms vary. Please inquire at credit union.

Affordability Calc 

 

Home Equity Loan Rates

TermFixed Rate As Low AsAPR As Low As1
5 Years2.49%2.507%
8 Years3.24%3.251%
10 Years3.49%3.499%
15 Years4.24%4.246%
1Rates based on equity, creditworthiness, term, lien position and other conditions. Includes maximum potential discounts with current promotion and relationship discount. Relationship discount available for members with automatic payments, e-statements and a VISA credit card account with us. Minimum $5,000 new money to credit union for five year rate; minimum $25,000 new money to credit union for all other promotions.

Affordability Calc 

 

Home Equity Line of Credit Rates

TermAPR1
7-year draw period
15 year repayment period
3.75% - 6.25% variable
1The Annual Percentage Rate is based on certain credit-worthiness criteria. The rate is variable monthly.

 

Important Disclosures:

Home Equity Initial Disclosure - Variable Rate

 

Mortgage Rates

View our Mortgage Rates.

 

Share Secured Rates

Share Secured LoansAPR
Share SecuredShare Rate + 3.50%1
Certificate SecuredShare Rate + 3.50%2
1Up to 60 months 2Depends on certificate term and rate

 

Personal Loan Rates

TermAPR as low as1
Up to 12 months6.74%
13-24 months7.24%
25-36 months7.74%
37-48 months8.24%
49-60 months8.74%
1Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have a VISA credit card with us, e-statements and automatic payments from your account here.

Affordability Calc 

 

Personal Line of Credit Rates

TermAPR as low as 1
Revolving Line9.95%
1Rate based on creditworthiness.