Personal Line of Credit

APR

As low as

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The money you need, no matter what comes your way!

From lines of credit to fixed-rate loans, we can help you no matter what life throws at you.

Easy access

Available funds whenever and wherever you need them with easy access and transfers through online and mobile banking.

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Affordable payments

Payments based on the amount you actually use, not on the amount of your line of credit.

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No worries

Easily link to your Widget Financial checking account to avoid accidentally over drafting your account.

PLOC Rate

Application Checklist

Here are a few things we’ll need:

  • How much you want to borrow for your loan
  • How long you'd like to finance your loan
  • Current employment and income (including your employer's name and contact information)
  • Your valid driver's license or photo identification
  • Proof of address (if address is different from what is on your ID)

The Member’s Choice Borrower Security Program from Widget Financial is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default or foreclosure if a protected life event unexpectedly happens to you. This program includes simple eligibility requirements to ease the enrollment process.

*The Credit Union also offers Overdraft Protection and Overdraft Privilege to prevent overdrawing your Checking Account.Overdraft Protection automatically transfers funds from your Savings if funds are not available in your Checking.  Overdraft Privilege can clear your checking transactions even if it means temporarily taking your account into a negative balance; thus preventing more expensive fees and hassle.