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We have a loan for you!
Member Auto Center

Secured Credit Builder Loan

For all those who need to build (or rebuild) their credit, but who don't necessarily need funds in the immediate future, consider our Secure Credit Builder Loan! 

This unique loan allows our members to borrow from $1,000 to $3,000. All loan proceeds will be placed in a special savings account as collateral for the loan. As the loan is paid down, the funds in the special savings account become available, giving members access to a nice nest egg they have saved! In short, when a person makes timely payments, they build their credit. 

Simply give us a call using 814.456.6231. Press option 2, then 3. Or, stop by any of our local branch locations!

Requirements and Guidelines:

  • Must be a member in good standing and at least 18 years of age
  • Must have the ability to repay the debt
  • Proof of income required
  • Loan Amount $1000 to $3000. Proceeds deposited to special savings and pledged as collateral for the loan.
  • Term from one to three years depending on loan amount (one year per thousand)
  • The interest rate will be the special savings rate plus 3.5%
  • This loan is eligible for the relationship discount if all criteria are met (e-statements, automatic payments, Visa credit card with us)
  • The member may not be in the process of filing bankruptcy