Special Services
Direct Deposit
Skip a trip to the bank. Have your checks deposited directly.
Direct Deposit
Don’t make a special trip to the Credit Union or ATM. Most employers now offer Direct Deposit of your pay into your Credit Union account. Your money is secure and available immediately! We also accept Direct Deposit of Social Security, company pensions, any government recurring checks and tax refunds. When signing up for Direct Deposit, please be sure to use the correct routing number (also called ABA number): 243381117, plus your 10-digit account number.
Convenience Services
Simplify your life with these convenient Credit Union services.
Convenience Services
We offer a variety of convenient services at our branches to make your life easier and more rewarding.
Take advantage of the following at any of our branch locations:
- Official Checks
- Postage Stamps
- Night Deposit
- Coin counters at our Main, Buffalo Road and West 26th Street Locations
- Money Orders
- Wire Transfers1
Our full list of service fees can be found here
1 Domestic wires initiated before 12:00 noon are typically available to the recipient on the same business day. Availability of International wires is subject to the policies of the receiving institution and country. Please be sure to have the wiring instructions of the receiving financial institution before you come in. Money received by wire transfer is posted to your account on the same business day received. There is a nominal fee for incoming and outgoing wire transfers.
Credit Counseling
We offer Certified Financial Counselors on staff to assist you.
Credit Counseling
Annual Credit Report
Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online, request your report by phone or request your report through the mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.
Click here to visit annualcreditreport.com and learn what’s on your credit report.
Credit Counseling
Life happens. You may have been out of work, had an illness in the family, or made some spending mistakes in the past. Now you’re ready to move on, but unable to get the credit you need to succeed financially.
Your Credit Union understands that life happens and we are here to help. We offer Certified Financial Counselors on staff to assist you and we also offer a free, confidential financial education and credit counseling program called GreenPath, Inc.!
Click below to learn more!
Free, Confidential One-on-One Credit Counseling
If you’re looking for help building or rebuilding your credit, consider our free and confidential credit counseling program. Our Certified Financial Counselor, can help you:
- Understand where your finances are now
- Develop a budget and spending plan
- Understand your credit score and how to improve your creditworthiness
- Learn how to control your living expenses
- Discover ways to get out of debt
- Find public agencies and community resources for more help
Widget Financial is pleased to announce the newest member benefit – GreenPath.
As a valued member of Widget Financial, we are committed to serving you. And as a benefit to you, we are providing you with free access to money management and financial education services.
GreenPath counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 6 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at www.GreenPathref.com.
CheckRight
CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. Use CheckRight if:
- you are looking to open a checking account for the first time or
- you have had difficulty handling an account in the past
Among other things, CheckRight will help you learn how to:
- open an account
- write checks
- make deposits
- maintain a check register
- reconcile an account
- create a spending plan
CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts. You will be able to review the results and have the option to send the results to the credit union via e-mail. To get started, visit CheckRight now!
BudgetSmart
BudgetSmart is a new and exciting software program now available to you! This easy-to-use software tool uses simple graphics, “pop-up” boxes and bar charts to help you manage your money more effectively. You can use the program to:
- establish a budget
- track spending
- view tips for improving areas of overspending or inadequate saving
- experiment with “what if” scenarios to determine how a major purchase or change in income would impact your budget
Click here to download the BudgetSmart program to your computer FREE of charge, and be on your way to creating your own personalized budget!
Payroll Deduction
If Direct Deposit is not for you, ask your employer about Payroll Deduction as an alternative.
Payroll Deduction
Many of our local Community Partners offer Credit Union payroll deductions to their employees. Contact your payroll department, or stop into the Credit Union for the proper forms. If your employer is not one of our Community Partners, request they sign up today by emailing Morgan Anderson, today! Payroll deduction may also be possible through Direct Deposit, so contact your employer for details.
Telephone Teller
Access your account 24 hours a day, 7 days a week with our telephone teller audio response system.
Telephone Teller
Prefer to use the telephone to do your banking? Conduct inquiries, transfers and withdrawals. Access your account(s) 24 hours a day, 7 days a week with our telephone teller audio response system.
To download a printable version of our Telephone Teller Tree- a complete guide to navigating your way through our Telephone Teller system, please click below.